Online Gambling Deposits & Withdrawals in India

Posted by Chris Spencer . Last updated:

Are you wondering how to deposit and fund an online gambling account? Our guide covers all the ways to put money into an online gambling account, possible deposit problems you might encounter at gambling sites, and tips for resolving deposit issues quickly.

Where to Fund Your Online Gambling Accounts

These online betting sites have the top deposit methods for Indian players to fund your account.

Types of Deposit Options

There are plenty of banking options that players have when they head to online gambling sites. Here are the most popular you will find.

Credit and Debit Cards

Credit and Debit Cards

The most popular method for funding your account

Using a credit or debit card to fund your gambling account is the most popular and widespread method all over the world, which shouldn’t be all that surprising if you consider how popular brands like MasterCard, Visa, American Express or Discover are. Obviously, the size of your deposit can’t exceed your limit if you opt to use a credit card or the amount of money in your bank account if you go with a debit card, but otherwise, this method is very fast and completely safe.

Making a Visa or MasterCard deposit is simple, as all you have to do is provide the gambling site with your billing address, card number, expiration date, and Card Verification Value (CVV) code – unlike in the case of e-wallet transactions, you won’t be forced to sign up for any services available at third-party sites.

The catch here is that making a credit or debit card deposit may limit your withdrawal options to some extent, as you won’t be able to cash out this way; realistically, you’ll usually need to request a check by courier or a bank wire transfer to cash-out.

Nevertheless, credit and debit cards allow you to transfer massive amounts of money without being forced to pay any excessive fees, which makes using them the perfect solution if e-wallets are out of the question and if you want to claim a large bonus by making a big payment – just make sure your card has been cleared for international transactions before you attempt to use it.

What are the Most Popular Credit Cards for Online Gambling?

  • Visa
  • Mastercard
Bitcoin Gambling

Bitcoin Gambling

Great for speed, higher limits and anonymity

Bitcoin is an open-source digital currency system, which was introduced in 2009 by an anonymous individual or group known only as Satoshi Nakamoto. Unlike the traditional fiat currencies, the system isn’t controlled by a single entity like a government or central bank – the entire network is completely decentralized, with individual users volunteering their computing power to execute and record network’s transactions. This means that nobody is capable of single-handedly influencing it by adjusting the supply or exchange rates.

Another advantage of using bitcoins over fiat currencies is the fact that all the transactions are pretty much anonymous. if you’re getting started with Bitcoin, there are a few things you should know. Bitcoin lets you exchange money and transact in a different way than you normally do. As such, you should take time to inform yourself before using Bitcoin for any serious transaction. Bitcoin should be treated with the same care as your regular wallet, or even more in some cases! As bitcoin users aren’t required to identify themselves by name or address. Furthermore, it is worth pointing out that while bitcoin started out as a rather unconventional form of  currency and wasn’t initially worth much, the total market capitalization of bitcoin exceeded ₹ 75,000 crore by the end of 2013 and the price of a single bitcoin totaled over ₹ 33,750 by April. Consequently, it should come as no surprise that further subunits have been introduced to facilitate smaller transactions.

Trading your bitcoins for traditional currency like the United States dollars, British pounds or even the Indian rupee is as simple as visiting one of the numerous bitcoin exchange sites, but keep in mind that the specific exchange rates aren’t really fixed. Despite the fact that bitcoin isn’t accepted by banks, many well-established companies like TigerDirect, Virgin Galactic or Zynga have started accepting this form of currency over the past few years. Even better, many governments have taken a hands-off approach when it comes to regulating bitcoin transactions and mining, which means that bitcoin users probably won’t have to worry about any form of taxation in the foreseeable future. See our list of Bitcoin Gambling Sites for more info.



High speeds, low fees

E-wallet sites are very popular with online gamblers due to extremely high processing speeds and relatively low fees – usually, the casino, sportsbook or poker room will receive your money instantly, allowing you to start playing for real money almost as soon as you make the decision to deposit.

Another thing you should keep in mind is that some sites might offer additional bonuses for people who opt to make a deposit through an e-wallet, which can be as high as 20% of the amount of money you transfer. This is due to how easy e-wallet transactions are to process for gambling operators, allowing them to pass the savings onto the players.

  • Pros: Safest and most secure option to deposit and withdraw money. Easy to move money to different gambling sites.
  • Cons: Can take a few days to set up and confirm the account. E-wallets charge fees, usually a percentage of your deposit, to use their services.

What are the Most Popular Online Gambling E-wallets?

  • Neteller
  • Paypal
  • Skrill
  • PayTM
Prepaid Cards

Prepaid Cards

Good for managing your bankroll

Prepaid cards are very similar to debit and credit cards, but allow you to go about funding your online gambling account in a more discreet manner. Most sites that accept regular credit/debit cards will also accept a prepaid Visa or MasterCard, so the entire process is as simple as acquiring a card, loading it with funds and making a deposit at the gambling site of your choice.

Unlike gift cards, prepaid cards can be reloaded both locally and online. A good example would be a Visa Prepaid Card, which can be loaded at any location sporting a Visa ReadyLink symbol.

You have to remember that some gambling sites won’t accept every prepaid card on the market, so we would advise contacting the support to confirm that the card you chose will work. (Usually, the site’s staff can be contacted via e-mail, phone or even live chat, so that shouldn’t be much of an issue.)

Furthermore, just like in the case of credit cards, you’ll want to make sure that your card has been cleared for online payments and international transactions, as domestic-only prepaid cards can’t be used to make a deposit on most gambling sites. Finally, don’t worry if your casino or poker room doesn’t list prepaid card as a separate payment option, as most sites simply include them in their credit/debit card subsection.

What are the Most Popular Online Gambling Prepaid Cards?

  • Paysafecard
Cash Transfer

Cash Transfer

Reliable and popular

Money orders are very popular among Indian gamblers, which shouldn’t be all that surprising considering they don’t have many deposit methods to choose from. The main advantage of making a payment via a Western Union or Moneygram® money order is how reliable and popular they are – you can’t go wrong with a company that has over 270,000 outlets all over the world and earns ₹38,000 crore every year.

Sending your money via a money order is slightly more complicated than using your credit card or e-wallet account, but lets use the Western Union example to walk you through the entire process.

First, you’ll have to create a Western Union account on the company’s website and register your credit card. Then, you’ll have to contact the gambling site’s support staff and ask them to give you the information necessary to make a Western Union payment. Once you’re done, go back to the Western Union site, pick “Send Money in Minutes” and complete the form using the information obtained from your casino or poker room.

Finally, write down the Money Transfer Control Number (MTCN) and send it back to your gambling site, which will confirm the transaction. You’ll have to wait a while for the money to go through, which usually shouldn’t take more than an hour. While this doesn’t take all that long, you have to remember that Western Union and Moneygram® payments usually require you to pay a fee, which makes them rather ill-suited for smaller deposits.

Alternatively, you can simply write down all the transfer information provided by the casino/poker room and visit your local Western Union/Moneygram® office to make a cash transfer, without the need for creating an online account or using a credit card to fund it. Just make sure to take a photo ID with you.

What are the Most Popular Online Gambling Cash Transfer Deposit Methods?

  • Moneygram®
  • Western Union
  • Bank Wire
  • Instant eChecks

Internet Gambling Laws and Banking by Region

In this section, you’ll find guides to banking and laws by region. As always you should follow the laws in your local jurisdiction. As laws change frequently, be sure to consult a legal professional if you have any questions about the legality of online gambling in your area.


Indian players should usually stick to Skrill (Moneybookers) when depositing at India-accepted gambling sites, but credit cards and bank wire transfers should also be reliable with most India-facing sites. Just keep in mind that some Indian banks and credit cards don’t like their customers engaging in gambling-related transactions.


American players have to deal with strict gambling regulations, which means they can’t use e-wallets for gambling related transactions. This means that the most reliable method of making a deposit is to use a credit / prepaid card or a money order at a trusted US-facing gambling site. Cashing out is usually available only via check by courier or a bank wire transfer, and while both methods are extremely reliable, they also take quite a bit of time.


Canada isn’t as strict about gambling as the country’s southern neighbor, which means that Canadian players have access to e-wallet sites. Credit and debit cards can be used as well, though these are limited to deposits only in most online gambling venues.


Australia is yet another lenient country when it comes to online gambling. I’d advise using e-wallets or credit/debit cards for deposits and e-wallets for cashing out. Other methods are obviously also available, but why would you pay for a Western Union or Moneygram® money order when you can have the same service for free? Finally, Australians can use the POLi service, which basically allows you to use your bank account for instant internet banking.

New Zealand

Much like in the case of Australia, players in New Zealand should use a credit card or an e-wallet service for making their deposits, and an e-wallet service for processing withdrawals. What’s more, and again just like Australians, New Zealanders can take advantage of the POLi service if they don’t want to use their credit card.

South Africa

Most South African gambling sites prefer their customers to use Visa or MasterCard for making a deposit and traditional bank wire transfers for withdrawals, though some sites do allow South African residents to deposit and withdraw using e-wallets.

United Kingdom

The United Kingdom is a very gambling-friendly country, so most options listed in a casino or poker rooms cashier should be available there. In fact, some venues go as far as to support micropayments via your phone bill, as long as you are a resident of the UK. Nevertheless, I’d recommend using an e-wallet or a credit card for making deposits, and e-wallets for withdrawals due to low costs and high speed.

Possible Deposit Problems and How To Handle Them

Declined Credit/Debit/Prepaid Card – The site won’t accept your card

Credit card transfers and deposits are often declined due to insufficient funds – basically, you won’t be able to exceed your credit limit or deposit more than you have in your bank account.

Nevertheless, if you’re sure that you have enough funds to make your payment, the first thing you should check is whether you’ve correctly entered your billing address and whether the address matches the one you used when signing up for your gambling site account.

Another solution would be to try a smaller deposit, as many banks restrict the amount of money you can send to online gambling sites. If that doesn’t work and you’ve tried using another card to no avail, you’ll have to contact your credit card company to solve this issue. Finally, make sure that your card has been cleared for online/international transactions.

Low Deposit Limit – Not being able to deposit as much as you want

Many gambling sites have restrictions in place on the maximum allowed deposit, which means that you won’t be able to pay more than a certain amount with a single transaction. Usually, this limit is set between ₹75,000 and ₹1,50,000, and unfortunately, there’s no way to circumvent it other than by making two or more payments.

If you’re a high roller and you’d like to deposit more, we advise looking for a site that doesn’t have any maximum deposit restrictions in place. Whether you’re from Europe, Asia or the United States, finding a reliable poker room, casino or a sportsbook that doesn’t force you to limit your payments shouldn’t be an issue.

However, if you’re planning to deposit big, make sure to check the withdrawal limits – larger bets usually mean bigger winnings, and there’s nothing more frustrating than having to wait five or six weeks before the entire cash out request has been processed by the site. Also, make sure to e-mail your casino or poker room of choice and ask if their maximum deposit limits can be raised; you’d be surprised how many of them will gladly comply.

Slow Deposit Processing – Deposit isn’t showing up in your account

While most deposit methods are instant, which means that funds will be credited to your account the moment you confirm the transaction, some options will require you to wait for the money to go through. For example, a deposit made with a credit card will be finalized after being approved by your credit card company, while a bank wire transfer may take up to five business days.

What’s more, some methods take longer to process on the casino’s side. This kind of information should be accessible on the casino’s or poker room’s website, but if you have any doubts you should contact customer support. The best way to avoid all these problems is to use an e-wallet to make your deposit if possible, which is almost always instant.

How to Cash Out – Withdrawing money from a gambling site in India

Hopefully, after you gamble online for a while you’ll have some winnings to cash out. This part of our guide will teach you what you need to know about getting your winnings back to your bank account, where they belong.

Withdrawals in Gambling-Friendly Countries

In India, it very easy for players to withdraw their winnings, as e-wallet services like PayTM, PayPal and Neteller are available to their residents. As a result, cashing out is safe, quick and generally painless – once your e-wallet account has been verified, you won’t be forced to wait for weeks before your money arrives.

Consequently, most sites won’t bother sending you a check by courier (though it is an option at some venues), however, if you want you can usually request a traditional bank wire transfer or even a Western Union or Moneygram® cash transfer if you used one of those services when making a deposit.

Back To Top
Back To Top