Play Online Blackjack in India 2021

Posted by Sean Love . Last updated:

Easy to learn and simple to play, more and more Indian gamblers are choosing to enjoy blackjack online. Our experts put together this guide so that you can learn how play blackjack online, where to play, different game variations, winning strategy & more.

Where to Play Blackjack Online

These are the top-rated blackjack casinos for Indian players on the internet:

How to Play Blackjack

The first thing you need to know about blackjack is that the game is actually much simpler than it seems. It’s played all around the world by those of all ages, and one of the reasons for its popularity is its simplicity. Here’s how it works.

  • When you sit down at a blackjack table, you’ll have to make a bet. While playing blackjack online, you simply click on the denomination you want to wager and put it in the middle of the table.
  • Once the bet has been made and confirmed, the dealer will deal you each two cards. You will be able to see both of your cards, but only one of the dealer’s will be visible to you.
  • Based on the cards you can see, you’ll then have to decide whether to stand, split or hit. We’ll go into more depth on what these options mean and why you would choose to make them later.
  • When the value of your cards is close to or at 21, you will choose to stand and the dealer will reveal their hand. Whichever hand is closest to 21 will win the round. If your hand has exceeded 21, you immediately lose the game.
  • If you end up with the exact same total, it is called a “push”. This is a tie, and your original wager will be returned to you.

The Basics of Blackjack

five green playing cards

It's a Card Game

Blackjack is played with a standard 52 card deck, with no jokers. The suit of the cards you are given is not important in blackjack.

3 green playing cards

Cards Have a Numeric Value

Aces can be worth either 11 or 1, face cards (Kings, Queens and Jacks) are worth 10, and all other cards are worth their numeric value.

two cards

Target Total is 21

The key aim in blackjack is to attain a card hand that totals closer to 21 than the dealer, without going over. Exceeding 21 (known as going ‘bust’) means that you lose the game.

An Example Game of Blackjack

  • The player makes an initial bet. In this game, it is $25. Many casinos use a USD system within their games, but you can deposit in INR and they’ll perform the conversion for you.
  • Once the bet is placed, the cards are dealt. In this example, you receive a Jack and a Queen, for a total of 20. The dealer also receives two cards, but you can only see one of them – a 3.
  • Satisfied with 20, you decide to stand.
  • The dealer’s other card is revealed. It’s a 10, so their total is 13.
  • They hit and take another card. It’s another 3, so their total is now 16.
  • They hit again. It’s a 10, making their total 26.
  • The dealer is bust.
  • You won! Typically, you earn back your original wager, plus that same amount again. In this example, you win $50 (your initial $25 stake, plus an additional $25).

How to Win at Blackjack

two white cash money bills stacked on top of each other

Manage Your Bankroll

This bears repeating for all types of online gambling – have a bankroll strategy and stick to it. In blackjack, we recommend ensuring that each individual bet represents – at most – 5% of your total bankroll. For example, if you have ₹500 to play with, don’t bet more than ₹15 each hand.

a hand choosing to stand in blackjack

Never Chase Losses

If you play wisely, manage your bankroll, and follow sound strategy, you will gain the edge in blackjack over the long term. Do not play recklessly and emotionally, and never abandon your strategy to win back anything you’ve lost.

two cards being split in a game of blackjack

Play Great Hands

Play aggressively when luck is on your side. Use splitting and doubling down to maximize your wager amount on good hands. In online blackjack, being aggressive is required at times. If one more ten would give you a winning hand, take a calculated risk and double down.

What is “Blackjack”?

Blackjack is both the name of the game, and the name of a hand within it.

If the initial two cards dealt to yourself or the dealer are an Ace and a ten-value card (i.e. a ten or a face card, totalling 21), this is called a blackjack. In this instance, the person dealt the blackjack automatically wins this hand.

What is a Bust?

Bust is one of the key terms in blackjack. It’s when a player’s hand adds up to more than 21. They are said to have gone ‘bust’ and immediately lose the game.

When To Hit, Stand, Double Down or Split

The most important decision you’ll have to make in blackjack is whether to hit, stand, double down, or split. This decision should be made based on all the information available to you, including your cards and the one visible dealer card.


‘Hit’ means that you take another card. This card is added to your existing hand. You can hit until you decide to stand, or else go bust.

While the best possible move depends on the casino’s rules and the value of the dealer’s card, a very basic strategy is to hit if your cards total 14 or less.


If you ‘stand,’ you will take no further action in the game. This means that you are satisfied with your hand and are ready for the dealer to show their cards.

Generally speaking, stand only when you are confident that you have a high enough hand to beat the dealer. Most players stand on hands that total 15 or more (depending on what the dealer is showing.)

Double Down

Doubling down means doubling your bet while committing to take only one more card from the dealer.

As above, exactly when a player should double down depends on the cards in play and the casino’s rules. Generally speaking, you should double down if your hand totals 10 or 11. The odds of the next card being a ten or face card is usually in your favor in the long run.

Remember – doubling down means that you can only take one more card, and you must double your bet. If you get a great card and win, you’ll win double. However, the reverse is also possible. You can be dealt a bad card and lose, thus losing the inflated stake. When playing with god strategy, doubling down should be a rare move.


Performing a “split” will only be an option when you are dealt a pair (eg a pair of 7s).

“Splitting” a pair turns the original pair into two separate hands. The dealer will deal each of the hands another card. You can then play each of these hands individually, giving yourself two shots to win. However, splitting also doubles your current bet, so can be a risky move.

Choosing when to split can be complicated as it depends on which pair you receive, and what the dealer’s showing. When you’re choosing to split, remember these three things:

  • Don’t split a winning hand. If you are dealt two 10s, it’s tempting to double down. Don’t. Two 10s have a total of 20, which is likely to be a winning total. If you split them, chances of you getting 21, or even another 20 are slim. Why take the risk? Hold tight.
  • Only split good cards. Remember, you are turning these cards into new hands, so only split cards that you actually want. For example, if you are dealt a pair of 4s (a low, mathematically unfriendly card) there’s no point in splitting – you’ll just end up with extra hands full of 4s.
  • Each time you split, your wager doubles. Just try to remember what you’re getting into – splitting doubles your potential winnings, but also your potential losses.

Blackjack Strategy

There is no fool-proof way to ensure a win in blackjack, but using a basic strategy can greatly improve your chances.  Basic strategy is a mathematical determination of the best way to play every hand at the table. Every hand combination is linked directly to the dealer’s single face-up card denomination and the best decision is based on player-vs-dealer odds.

Many things affect the house edge, but playing basic strategy is one of the biggest factors that you can control. Combining basic strategy with strong discipline can reduce the house edge to less than 1%. It’s not uncommon for players to cut it down to 0.5%.

Here are some of our favorite blackjack strategy tips:

Never play for less than a 3 to 2 payout.

Never play for less than a 3 to 2 payout.

While some casinos have switched to a 6 to 5 payout, this gives the house around a 1.35% higher edge. We recommend never playing for less than a 3 to 2 payout, which means that for every $2 bet, the player would receive $3 back on a winning hand – 1.5x the initial wager. 

Play at a casino with favorable rules.

Play at a casino with favorable rules.

Here are some rules which benefit the player – take a little time to find a casino that offers as many of them as possible:

  • Players are allowed to double down after split
  • Players are allowed to double down on any number of cards
  • Players are allowed to split aces or re-split aces
  • Surrender offered
  • Dealer stands on a soft 17
  • The lower number of decks being used, the better
Use a basic strategy chart.

Use a basic strategy chart.

Using a strategy chart can more than double the time most players can play before depleting their bankroll. 

They can be found online and in casino gift shops. The charts will indicate what the mathematically correct move is in any given situation.

Never take insurance.

Never take insurance.

There are very few situations in which taking insurance is a profitable play, and these are only if you are card counting. If you are card counting successfully, you probably already know everything on this page, so this tip is for the rest of us!

The casino has an edge of over 5% on the insurance wager in most cases. If you compare this to the 2 to 3% edge they have against most players during the rest of the blackjack game, even the worst players give up too much edge by taking insurance.

Manage your bankroll.

Manage your bankroll.

The most important tip of all – don’t chase losses.  There are a few options for effective bankroll management:

One option is to set a stop win and a stop loss limit. So if you win ₹10,000, you call it a day. Similarly, if you lose ₹10,000, you end your session.

Another is to break your bankroll into parts. For example, if you’d like to play for the next five days and you have ₹10,000 to gamble, you would play with ₹2,000 every day. When the session is over, put any money you have left in your pocket, or if you lose the entire amount, end your session. You are almost assured of ending at least a few sessions with money left over, and will probably have a couple winning sessions. This strategy makes the chance of losing your entire bankroll very small.

The key to any bankroll management is to have a plan and stick to it. Play safely and responsibly.

Blackjack Card Counting

Card counting is an advanced blackjack strategy in which the players aims to gain more information on the cards left in the shoe. With this information, they can work out the probability of the remaining cards appearing in the next hand and wager accordingly.

There are many strategies to counting cards and some are more advanced than others, but the simple principle is that players pay great attention to the cards dealt from the shoe. If the cards dealt are overall ‘bad’ blackjack cards such as twos, threes and fours, the player would up their bet for future hands in the knowledge that the cards left are likely to be ‘good’ cards such as aces and faces. The reverse would also be true. Some players go as far as to mentally tally all of the cards left in the shoe, and so can work out their odds of, for example, receiving an eight in the next hand.

Card counting lowers the casino’s house edge. It is completely legal, though many live casinos will deny service if they suspect a player of card counting. Many have also introduced continuous shuffling machines to their blackjack tables which make it impossible.

In internet blackjack, Random Number Generators are used to decide the card values which appear in the game. The online shoe is virtually ‘reshuffled’ between every hand of blackjack, and every hand begins with a full 52 card deck in the shoe – in short, the past hands have no impact on the cards in future hands. Thus, when playing blackjack on the web, card counting is often impossible.

five white playing card icons

Top Rated Blackjack Casino

Side Bets in Blackjack

Sometimes casinos offer side bets in order to add excitement to the standard blackjack game. We’ve already covered the most common side bet – insurance. Generally speaking we advise against placing these bets until you are confident in your strategy. Even then, given the use of Random Number Generators at online casinos and the resulting difficulties of card counting, they are rarely recommended.  That being said, the high risk of losing the bet can lead to higher payouts if, by chance, you win. If you’re looking to test your luck, here are the remaining blackjack side bets.

Perfect Pairs

Perfect Pairs

Perfect Pairs is an additional wager which you can place on the outcome of the first two cards that you are dealt from the dealer.

  • Mixed Pair: if your cards are the same number/rank but a different coloured suit. The payout is usually 5:1.
  • Coloured Pair: if your cards are the same number/rank and the same colour, but different suits. The payout is usually 12:1.
  • Perfect Pair: if your cards are two of the same number/rank and suit. The payout is usually 25:1.


This bet also relies on the two cards you are initially dealt, along with the dealer’s single face-up card. The bet is a wager that these three cards together will make a poker-style card combination.

  • Flush: if all three cards are of the same suit. The payout is usually 5:1.
  • Straight: if all three cards are in sequence of number/rank, regardless of suit. The payout is usually 10:1.
  • Three of a Kind: if all three cards are the same number/rank. The payout is usually 30:1.
  • Straight Flush: if all three cards are of the same suit and in sequence of number/rank. The payout is usually 40:1.
  • Suited Three of a Kind/Suited Triple: if all three cards are the same number/rank and suit. The payout is usually 100:1.

Different Types of Online Blackjack

When you decide to play blackjack online, you have a host of options when it comes to the different variations of the game. Here are a few of the most popular options you’ll find at online:

Spanish 21

This variation has a few additional rules: player can offer a late surrender, players are allowed to double after a split, re-splitting aces can occur, a players 21 beats dealer’s 21, and a player may double down on any number of cards. There are also different payouts when a player hits 21.

Live Dealer Blackjack

Live dealer blackjack allows players to enjoy a traditional casino experience while playing online.  A video stream connects players to a live dealer working at a real table. The player will place a bet, and the game will proceed as normal. Players can interact with the dealer via a live-chat feature. Live blackjack is a great option for players that want the live casino experience with the convenience of playing from their laptop or mobile device.

European Blackjack

In terms of gameplay, European blackjack is incredible similar to traditional blackjack. However, it has slightly different rules. Firstly, it is played with two decks of cards as opposed to the standard six – eight decks. There’s no hole card in the European variation of the game and the dealer doesn’t receive a second card until the player has completed their hand. Doubling down is also limited – in European blackjack, players can only double down if they have a hand of 9 through 11.

Single Deck Blackjack

This version of blackjack is only played with one deck. For years, single deck blackjack was the standard, but casinos began to mix in multiple decks to make card counting more difficult. Many players find that having more decks involved made the game more exciting, too.

Online Blackjack Sites

Casino Bonus Min. Deposit Payout Speed Start Playing
1. Jackpot City ₹160,000 ₹1,000 1 – 7 days Jackpot City
2. 888 Casino ₹15,000 ₹2,250 1 – 2 days 888Casino
3. Spin Samba ₹72,500 ₹2,250 1 – 10 days Spin Samba
4. Casino Midas ₹210,000 ₹2,500 1 – 7 days Casino Midas

Blackjack Glossary Terms

Online Blackjack FAQ

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